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Key benefits
Twice as nice
With a Sainsbury's Nectar Credit Card you get double Nectar points on Sainsbury's shopping* for 2 years when you pay with your Sainsbury's Nectar Credit Card and hand over your Nectar card.
Plus you get:
- 12.92% p.a. on purchases and balance transfers and no balance transfer fee
- Earn Nectar points when you use your Sainsbury's Nectar Credit Card elsewhere - 1 point for every £5 you spend
- 12.9% APR typical variable
See how your points add up
Jennifer spends £49 a week in Sainsbury's on shopping for the family and swipes her Nectar card every time she shops. When she pays with her Sainsbury's Nectar Credit Card, she doubles her points every week. That means she can earn enough points to get a week's free shopping once a year for 2 years. Now that's rewarding!^
Love managing your money online?
No problem. When you apply, you'll be able to register for our secure online banking service. You can also view transactions, make payments and much more.
See our summary box which shows you the facts and figures.
Ready to apply?
Your application will be completed in 3 easy steps.
Credit available subject to status to UK residents aged 18 or over from Sainsbury's Bank plc.
How to apply
Applying for your new credit card takes just a few minutes.
Before you get started, please read our privacy statement.
You're eligible to apply if you:
- Have a permanent UK address
- Are over 18 years of age
- Have not been declined credit in the last month
- Do not have a history of bad credit
- Are not an existing Sainsbury's Finance Credit Card holder
You can speed up your application if you have the following at hand:
- Your bank or building society account details
- Details of any loans, credit cards or store cards in your name
- Your employer's name and address
- Your Nectar card number
To apply by phone, please call 0800 030 4418* quoting DOUBLE.
Existing Sainsbury's Finance Credit Card holders
As a responsible lender, under our current policy we cannot approve more than one credit card per customer. If you are interested in applying for this card, please call us on: 0800 030 4418*, explaining you're an existing customer, and we'll let you know the options available to you.
Your online security
Your online credit card application is protected by high security, 128-bit encryption software.
Once you've completed your online application, we'll carry out a credit check. Once you're approved, we'll send you the completed application form so you can sign it, along with a copy of our terms and conditions. Please note: The online application form does not support Netscape browsers.Terms and conditions
Please read our terms and conditions (PDF 115KB) and privacy statement.
Please note: our terms and conditions document will open in a new browser window and may take some time to download depending on your internet connection.
You can download and print the terms and conditions with Adobe Acrobat. Get Adobe Reader.
Get in touch
To find out more about Sainsbury's Credit Card, give us a call or send us an email.
| To apply | 0800 030 4418* Quote ‘DOUBLE' 8am-10pm Mon-Fri, 8am-7pm Sat-Sun |
| For lost or stolen cards | 0845 300 0344* (UK) 24 hours, 7 days a week 00 44131 549 8040* (outside UK) 24 hours, 7 days a week |
| Haven’t received your card yet |
0800 032 1371* (UK) |
| For Cardcare Claims | 0870 850 6850* 8.30am-6pm Mon-Fri |
| To arrange Creditcare | 0845 850 0561* 8am-10pm Mon-Fri, 8am-7pm Sat-Sun |
| For CreditCare Claims | 0845 702 3839* 9am-6pm Mon-Fri, 9am-1pm Sat |
| Online Banking helpdesk |
0500 40 50 60* (UK) |
| For all other questions | 08701 542 543* 8am-12am Mon-Fri, 8am-6pm Sat-Sun |
*Telephone calls may be recorded for security purposes and monitored under our quality control procedures. Daytime calls Monday to Friday from BT landlines to 0870 numbers will cost no more than 6p a minute plus an 8p connection fee. The price of calls through other phone companies and from mobile phones will be different. The call price we have quoted was correct in July 2009.
Sainsbury's Nectar Credit Card
Apply nowBefore applying please read our terms and conditions (PDF).
Tell me moreDouble your
Nectar points
Balance transfer calculator
If you are planning to transfer a
balance to us, see how much
you will save.
Can we help?
Enter your question below for an instant answer:
Or call our Customer Support:
08701 542 543**
Lines are open:
Mon - Fri 8am-12am and
Sat 8am-6pm.
or send us an email.
Calls are free from a landline only.Daytime calls Monday to Friday from BT landlines to 0870 numbers will cost no more than 6p a minute plus an 8p connection fee. The price of calls through other phone companies and from mobile phones will be different. The call price we have quoted was correct in July 2009.