Cost of living – top tips and useful contacts

StepChange budget tool

Sainsbury’s Bank is working in partnership with StepChange to provide customers with access to free debt advice and support.

StepChange provide free, flexible debt advice, practical help and guidance for however long it’s needed. Whether you need budgeting tips or free debt help, you can be confident that they can provide the support you need to achieve long-term financial control. 

Take the free Money Health Check to find out how StepChange could help you. It’s quick and easy to complete, and will give you a personalised recommendation on what to do next

Did you know?

It's reported that people who get debt advice say that they feel less stressed or anxious and more in control of their life again.

If you are in persistent debt and need help or advice visit our persistent debt webpage.

Useful contact information

There are a number of contact numbers and links to charities and websites who can provide specific and targeted help with your cost of living concerns.

• www.payplan.com / 0800 280 2816
  Payplan offer an online debt solution tool as well as free live chat and email support.
• www.nationaldebtline.org / 0808 808 4000
  National Debt Line will talk you through the options open to you and give you clear advice on how to take back control. Self-employed customers may also want to visit www.businessdebtline.org
• www.stepchange.org.uk / 0800 138 1111
  Step Change offer free and impartial advice to help you get control of your finances.
• www.citizensadvice.org.uk
  Citizens Advice offer free, independent, and confidential debt advice through their web chat service all of which is impartial.
• www.shelter.org.uk
  Shelter.org offer free and legal advice and support for homeowners, including how to prevent yourself from losing your home.
• www.turn2us.org.uk
  Turn2us have information on what benefits you may be able to claim as well as other grants to help you if you lose your job or become ill.