Extra protection for your bicycle
We can provide you with cover even when you’re out and about.
Bicycle cover away from home
You’re top to toe in lycra. You've stopped for a pub lunch after a long cycle, locked your bicycle up safely and someone has stolen it. It happens. We’re here for you when it does and can help replace your bicycle if something goes wrong.
What’s bicycle cover away from home?
It gives you protection if your bicycle is stolen, lost or accidentally damaged away from your home.
If you've got our contents insurance, your bicycle is protected when it's in your property. For an additional cost, you can add personal possessions cover to give you protection for your bicycle when you’re on the move.
What’s covered?
- With personal possessions cover, if your bicycle – or a family member’s bicycle – is stolen, lost or accidentally damaged, we’ll pay up to £1,000 for each bicycle.
- If your bicycle is worth more than £1,000 then just let us know when you’re getting your quote and we can cover it for more. Give your bicycle the cover it deserves.
Get in touch with us and let us know about which bicycle, or bicycles, you’d like to insure by adding personal possessions cover to your home insurance policy.
What’s not covered?
There are a few things not included by personal possessions bicycle cover. Have a look in our policy documents for all the details, but here are the main things you’re not covered for:
● Any bicycles you don’t own or are not responsible for
● If you’re using the bicycle for racing, rallies, pacemaking or trials
● If your bicycle is stolen when it’s unattended, unless it’s in a secure building or locked up
● If your bicycle is damaged or lost while it’s being cleaned, repaired or restored
Bicycle cover with contents insurance
While you can add bicycle cover away from home for an additional cost, our standard home contents insurance can help cover your bicycle when it’s on your property. If you just want protection for your bicycle when it’s in the house or locked up in the shed, take a look at what we offer.
Optional extras for further peace of mind
You can add optional extras to your insurance policy to ensure you and your family have peace of mind when it comes to your home and valuable possessions.
- Home emergency cover – this can help cover the cost of repairs if you’re unexpectedly faced with something like a burst pipe or gas leak in your home
- Family legal protection – can help with expenses for going to court for a private legal dispute
- Enhanced key cover – increased policy limit and additional cover for car and office replacement locks and keys if you're locked out
- Enhanced accidental damage cover – for both contents and buildings insurance can give you added cover against unexpected damage
- Excess cover – to help you get your excess refunded for claims made on your insurance
Any questions?
Please take a look at the frequently asked questions and helpful guides around home and buildings insurance.