What is cruise travel insurance?
Whether you’re cruising around the world or setting sail across the Med, cruise holidays are great for soaking up plenty of sun, sights and culture. But it’s important to have the right travel insurance in place, just in case something happens while you’re at sea.
Our policies cover Cruise holidays as standard, but you may wish to upgrade your policy to include additional cover for cruise trips, which will incur an additional premium.
Cruise Cover provides cover for the specific activities and risks associated with cruise holidays. This includes cover if you’re confined to your cabin on the advice of a medical officer, missed shore excursions, missed port of call or denied boarding.
Why choose Sainsbury’s Bank Travel Insurance?
With our travel insurance and cruise cover you’ll get:
- Up to 20% off if you’re a Nectar member. Exclusions apply*
- Access to a 24-hour helpline in case of medical emergencies while you’re away
- Compensation if your cruise ship can’t make a scheduled port stop
- A choice between three levels of cover – Silver, Gold and Platinum
How does cruise holiday insurance work?
Available on both our Single Trip and Annual Multi- Trip policies, it’s easy to add Cruise cover before you get a quote. Just let us know at the start of your online or phone application that you need it.
We’ll tailor your plan based on how long you’re going for and the countries you’re visiting. It’s also important you let us know about any pre-existing medical conditions. If you don’t, future claims may be rejected, and payouts reduced.
Rates and cover limits vary by policy.
Cruise with confidence
When you choose Sainsbury’s Bank Travel Insurance and include cruise cover, you can relax knowing we have you covered.
What else is included in our cruise cover?
We offer three levels of Single Trip insurance – Silver, Gold and Platinum. And once you’ve added cruise cover, you’ll also get the following:
Cover |
Silver
|
Gold
|
Platinum
|
|---|---|---|---|
| Missed port of call | £50 per port up to £500 | £75 per port up to £750 | £100 per port up to £1,000 |
| Cabin confinement | £50 per 24 hours up to £250 | £75 per 24 hours up to £375 | £100 per 24 hours up to £500 |
| Missed shore excursions | £300 | £500 | £750 |
| Low/High water | £50 per occurrence, up to a total of £500 | £75 per occurrence, up to a total of £750 | £100 per occurrence, up to a total of £1,000 |
| Denied boarding | £150 | £250 | £250 |
Please see our policy documents for more information about what’s included. Limits and excesses may apply.
Making a claim
To make a cruise travel insurance claim you must provide us with, where appropriate:
- Medical evidence from the treating doctor to confirm the illness or injury and treatment given, including dates of cabin confinement if this applies.
- If you are advised by an on-board doctor that you cannot take part in your pre-booked excursions because of medical reasons, you should obtain a medical certificate from them confirming this.
- A letter from the travel supplier confirming the reason and dates the cruise ship was unable to dock.
- Written confirmation from your travel supplier of whether any refunds can or have been made.
Need to talk to us?
If you have questions about our cruise cover, or anything else related to our travel insurance, get in touch with our friendly team.
Call 0345 305 2622.
Sales and service lines are open 9am-5pm Monday to Friday. Closed weekend and Bank Holidays. Calls may be monitored or recorded. Calls are charged at local rates from landlines and mobiles.
Terms and Conditions
* Up to 20% discount applies when you tell us your Nectar card number. Discount does not apply to premiums for pre-existing medical conditions or enhanced gadget cover. You won't be eligible if you buy through a price comparison website. We reserve the right to change or cancel this offer without notice
Sainsbury's Bank plc, Registered Office, 33 Charterhouse Street, London EC1M 6HA (registered in England and Wales, no. 3279730) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no. 184514). Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury's Bank plc.
Sainsbury’s Bank Travel Insurance is sold and administered by Hood Travel Ltd, registered in England and Wales No. 08318836 at 2nd Floor, Dencora Court, Tylers Avenue, Southend-on-Sea, Essex, SS1 2BB. Hood Travel Ltd is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 597211.
The core elements of Sainsbury’s Bank Travel Insurance are underwritten by AWP P&C S.A., while the gadget cover is underwritten by AmTrust Specialty Limited. AWP P&C S.A. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register 534384). AmTrust Specialty Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register 202189).