We’re here if it all goes downhill
Whether you’re an avid snowboarder or planning your first ski trip to the Alps, make sure you’re protected with our winter sports cover add-on.
We can help cover the costs of medical emergencies, piste closure and lost or damaged snow sports equipment. With Sainsbury’s Bank, you’ll have peace of mind that you could be covered if your alpine adventure takes a wrong turn down a slippery slope.
How does winter sports insurance cover work?
With Sainsbury’s Bank, you can add it on to your travel insurance policy to cover most winter sports activities.
So, whether you’re zooming down the slopes or enjoying après ski, your winter travel insurance will include cover for:
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Medical emergencies
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Cancellation or having to cut your trip short
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Lost, damaged or stolen baggage
Our winter sports cover also has a range of benefits to protect you and your equipment. This includes cover for:
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Lost, stolen or damaged snow sports equipment
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Hiring replacement equipment if yours is lost, damaged or delayed
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Your ski pass if it’s lost or stolen
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Compensation if the slopes in your resort are closed due to weather conditions
Winter sports cover policy limits
With Sainsbury’s Bank Travel Insurance, you can choose from three levels of cover – Silver, Gold and Platinum.
If your claim is successful, we’ll pay you up to the amount shown below.
Terms, conditions, excesses and limitations apply. You can find out more about the terms of our cover in our policy booklet.
| Cover | Silver (maximum sum insured) |
Gold (maximum sum insured) |
Platinum (maximum sum insured) |
|---|---|---|---|
| Lost, stolen or damaged winter sports equipment | £500 | £750 | £1,000 |
| Replacement hire of lost, stolen or damaged equipment | £400 | £400 | £400 |
| Unused ski pack, ski hire or tuition fees | £20 per day up to £400 | £30 per day up to £400 | £50 per day up to £400 |
| Piste closure | £30 per day up to £400 | £30 per day up to £450 | £50 per day up to £750 |
| Loss or theft of ski pass | £200 | £250 | £300 |
Some exclusions
While we’ll do what we can to give you complete protection, it’s important to remember that no insurance policy covers everything.
For example , even with the winter sports add-on, our insurance does not cover:
- Anyone older than 65 years of age at the point of purchase
- Any claim as a result of off-piste skiing where you are not within ski area boundaries of a recognised ski resort or when not following ski patrol or resort management guidelines
- Damage to winter sports equipment whilst being used, being shipped unless with your travel carrier, in or on a car trailer, or unattended in an unlocked motor vehicle
- Loss or theft of winter sports equipment or ski passes that was not reported to the police as soon as possible
What winter sports are covered?
Need off-piste ski insurance or snowboarding insurance? You’ve come to the right place. We can protect when you’re taking part in the following winter sports:
- On-piste skiing or snowboarding
- Off-piste skiing or snowboarding within ski area boundaries of a recognised ski resort or when following ski patrol or resort management guidelines
- Cross-country skiing
- Sledging
Are any snow sports not covered?
There are some riskier winter activities that we don’t cover. These include:
- Bobsleighing
- Heli-skiing
- Ice hockey
- Luging
- Ski acrobatics
- Ski jumping
- Skeleton sledding
Don’t see your planned winter sports activity listed? Not to worry. Give our customer helpline a call on 0345 305 2622^ to see if it’s covered by your policy.
Planning more than one trip?
If you’re a regular on the slopes, you may be better off taking out our Annual Multi-trip travel insurance.
Get a travel insurance quote
Ready to get your ski holiday insurance? With our optional winter sports cover, you can focus on enjoying your adrenaline-fuelled adventure.
And with up to 20% off for Nectar members, you’ll get peace of mind and protection for less. Exclusions apply*
Helpful travel guides
Whether you’re going on a family ski trip with the kids or an epic solo snowboarding adventure, check out our useful travel guides.
Dealing with disruption
What to do if your flight to the slopes is delayed or cancelled.
Flying with children
Tips to make travelling with babies and toddlers stress-free.
Keeping your money safe
Get advice on how to look after money, cards and valuables abroad.
Any questions?
Check out our most frequently asked questions about travel insurance. If you still need to talk to us, our friendly team will be happy to help.
Call 0345 305 2622^
^Sales and service lines are open 9am-5pm Monday to Friday. Closed weekend and Bank Holidays. Calls may be monitored or recorded. Calls are charged at local rates from landlines and mobiles.
Terms and conditions
* Up to 20% discount applies when you tell us your Nectar card number. Discount does not apply to premiums for pre-existing medical conditions or enhanced gadget cover. You won't be eligible if you buy through a price comparison website. We reserve the right to change or cancel this offer without notice.
Sainsbury's Bank plc, Registered Office, 33 Charterhouse Street, London EC1M 6HA (registered in England and Wales, no. 3279730) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no. 184514). Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury's Bank plc.
Sainsbury’s Bank Travel Insurance is sold and administered by Hood Travel Ltd, registered in England and Wales No. 08318836 at 2nd Floor, Dencora Court, Tylers Avenue, Southend-on-Sea, Essex, SS1 2BB. Hood Travel Ltd is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 597211.
The core elements of Sainsbury’s Bank Travel Insurance are underwritten by AWP P&C S.A., while the gadget cover is underwritten by AmTrust Specialty Limited. AWP P&C S.A. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register 534384). AmTrust Specialty Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register 202189).