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4,000 points with car insurance

Collect 4,000 points (which could be worth £20) when you take out a new car insurance policy from Sainsbury's Bank. Use the offer code MOTOR20 and add your Nectar card number to your quote. We’ll add the points to your account within 60 days of your policy start date.

Sainsbury’s Bank Car Insurance is arranged and administered by Sainsbury’s Bank and is underwritten by a carefully selected range of insurers. When you get a quote we will tell you who the insurer is before you buy the policy.

Nectar members receive a guaranteed discount on their car insurance**

Choose between comprehensive and third party cover depending on the level of protection you need.

What's included Comprehensive cover Third party, fire and theft
Essentials Standard Plus Standard Plus

Loss or damage to your car (except fire and theft)

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Loss or damage to your car (by fire and theft)

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Loss of Keys cross icon

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Up to £1,000

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Up to £1,000

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Audio Equipment cross icon

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Manufacturer fitted - unlimmited non-manufacturer - up to £500

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Manufacturer fitted - unlimmited non-manufacturer - up to £500

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£150

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£150

Damage to your windscreen

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A courtesy car – three-door hatchback

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No claims discount and named driver no claims discount

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Driving other cars

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Liability to other people

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Driving in Europe

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Replacement child car seat

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New car cover

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Medical expenses

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Personal belongings including your Sainsbury's shopping

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Personal accident

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Up to £2,500

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Up to £10,000

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Up to £10,000

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Protection against uninsured drivers

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Breakdown cover

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Bronze level cover only

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Bronze level cover only

Motor Legal protection

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Cover limits, exclusions and excesses apply. For more detail about what's covered and what's not, have a look at our policy documents.

Terms and conditions

Terms and conditions

 4,000 Nectar points offer
1. This offer is only available when you take out a new Sainsbury’s Bank Car Insurance policy. Purchases through price comparison, cashback, voucher code and similar sites are excluded.
2. We'll add 4,000 points to your Nectar account within 60 days of your policy start date, unless your policy is cancelled during this period.
3. If we've offered you a different number of points elsewhere, we'll give you whichever is the bigger number.
4. You need to add your Nectar card number and use promotional code MOTOR20 when you get your quote.
5. Points awarded once per Nectar account.
6. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available.
7. This offer is governed by English law and we reserve the right to change or cancel it without notice.

** Guaranteed discount
The discount is based on information related to you and the Sainsbury’s and Sainsbury’s Bank transactions linked to your Nectar account. For more information on how we use your data, go to sainsburysbank.co.uk/privacy.