Car insurance - optional extras

Looking for extra insurance for your car?

Car insurance add-ons can help make sure you are covered for a range scenarios and types of costs, in case of a car accident or incident.

Whether you’ve got our comprehensive cover or third party, fire and theft cover, you can tailor your policy with our optional extras for an additional cost – to give yourself and your car even more protection.
 

What's included	Comprehensive cover			Third party, fire and theft
	Essentials	Standard	Plus	Standard	Plus
RAC Breakdown Cover	Optional	Optional	Bronze level cover only	Optional	Bronze level cover only
Motor Legal Protection – we’ll cover your expenses if you have to go to court	Optional	Optional		Optional
Guaranteed Courtesy Car – upgrade your courtesy car to a car the same size or bigger than yours	Optional	Optional	Optional	Optional	Optional
No Claims Discount Protection – keep your discount when you make a claim	Optional	Optional	Optional	Optional	Optional
Windscreen Cover – we take care of repairs or replacements if accidentally broken				Optional	Optional
Excess Cover – claim back the total excess you have to pay if you make an eligible claim	Optional	Optional	Optional	Optional	Optional

Cover limits, exclusions and excesses apply. For more information about what's covered and what's not, have a look at our policy documents.

Pick the right cover for you

If you’re not sure what car insurance extras you need, compare our policies to see what’s included as standard. 
 

Nectar member rewards 

Whether you add optional extras to your car insurance or not, you’ll get a guaranteed discount‡ as a Nectar member. 

Not a Nectar member? No problem. Just download the Nectar app or register at nectar.com to get your card number straight away 

Already a customer? 

If you already have car insurance with us and want to chat to us or change your policy, visit our section for existing customers.

Download our app

It’s easy to manage your policy at home or on the go, using our car insurance app:

●    See cover details and renewal dates
●    Upload documents like proof of no claims
●    Make changes to cover with no admin fee
●    Find out how to make a claim

Download on Google Play or App Store.

Useful guides and information

Need help? 

If you have questions, our car insurance FAQ section is a good place to start. And if you can’t find what you’re looking for there, just get in touch.

Terms and conditions