Travel money card
Planning a trip overseas? Our prepaid travel money card lets you load your chosen currency and lock in the current rate before you go. Spend safely abroad with a Sainsbury’s Bank Travel Money Card.
Wherever you go, we’ve got your back
With a Sainsbury's Bank Travel Money Card, spending money abroad has never been easier – or safer. Once you’ve experienced the benefits of a travel money card, it’ll be your first choice every time. Our prepaid money travel card allows you to:
-
Load up to 15 currencies at any one time. No more worrying if your currency will be in stock at the bureau de change
-
Make secure, contactless payments. Just look for the contactless symbol when eating out or shopping abroad. Contactless payment is subject to merchant acceptance, and there may be a maximum limit when paying this way
-
Manage your account on the go. Use the Sainsbury’s Bank travel money card app to manage your currency card wherever you are
-
Put security first. Travel with confidence knowing your card is chip and PIN protected and there’s no direct link to your bank account
-
Live like a local. Use your travel money card to withdraw local currencies at ATMs worldwide for free. Remember to check whether the ATMs charge their own fee
-
Enjoy rates you can rely on. Fix the exchange rate any time you load or move money between currencies
-
Enter a world of convenience. Whenever you use your travel card, it automatically knows where you are and which currency to use
-
It’s free to get. And it won’t cost you a penny – or a cent – to load with foreign currency
Your adventure awaits. To get your travel money card next day from your local instore bureau click 'order for collection'. Or for the convenience of home delivery select 'order for delivery' (allow 5-8 days).
What is a travel money card?
Travel cards are a hassle-free alternative to taking cash on holiday. And a handy way of taking multiple currencies if you’re travelling to a few different destinations.
Use it like a debit card – without worrying about overseas bank fees when you spend in a currency loaded on the travel card. Pay contactless, pay with your PIN or withdraw at a local ATM. You can even use it to make online purchases.
Since it’s a prepaid travel money card, it’s also a great way to keep an eye on your holiday spending – just load your money before you jet off. And if you need a little extra you can even easily top up your card from the beach. Download the Sainsbury’s Bank travel money card app or find out more.
Which currencies can I load?
The world’s your oyster when you get a Sainsbury’s Bank Travel Money Card. Pick up to 15 currencies at any one time. Along with the Great British Pound, you can choose from:
- Euros
- US Dollars
- Australian Dollars
- NZ Dollars
- Canadian Dollars
- South African Rand
- Turkish Lira
- Swiss Francs
- UAE Dirham
- Mexican Peso
- Polish Zloty
- Czech Koruna
- Swedish Krona
- Japanese Yen
When you use your travel money card abroad, it will automatically pick up where you are and know which currency to use.
And as soon as you load money onto your prepaid travel money card, you’ll get a fixed exchange rate for the currency, or currencies loaded. So you know exactly how much you’ll have to spend even if rates change while you’re away.
Ready to get your travel money card?
It's easy. To get your travel money card next day from your local instore bureau click 'order for collection'.
Or for the convenience of home delivery select 'order for delivery' (allow 5-8 days). When it arrives, remember to sign the back of the card.
To start using your card, simply load it with a minimum of £50. All that's left to do is decide where you’re going.
Fees, limits and terms and conditions
Get to know our Sainsbury’s Bank travel money card fees and limits. It’ll help you understand whether it’s the right option for you.
For a full description of fees, limits and terms and conditions, please click here.
Fees
| Description | Fee |
|---|---|
| Card fee | Free |
| Fee for loads and reloads into GBP purse (also known as reload fee) | 2% |
| Fee for loads and reloads converted into all other currencies on your card (also known as reload fee) | Free |
| Paying in shops, restaurants, hotels and online (some merchants may charge an extra fee)± | Free |
| Using an ATM (some ATM operators charge an extra fee)± | Free |
| Additional card | Free |
| Cashing out at a participating Sainsbury's Bank Travel Money Bureau | Free |
| Cashing out through Card Services (except in an emergency) | GB£6 |
| Replacement card | Free |
| Currency transfer fee ‡ (moving funds from one currency to another) | Foreign Exchange rate will apply |
| Not using your card for a long time? If you don't use your card for 18 months, this fee (also known as inactivity fee), will be taken off your balance each month+ | GB£2 (or Currency equivalent) |
| Foreign exchange fee± | 5.75% |
± If the currency of your transaction does not match any of the currencies on your card, or there are insufficient funds on your card in a currency to cover the whole transaction, the (remainder of the) transaction amount will be exchanged to another currency (-ies) on the card in the order of priority, at an exchange rate determined by Mastercard® on the day the transaction is processed, increased by 5.75% (the foreign exchange fee).
‡ A foreign exchange rate will apply if transferring funds to another currency. The currency exchange rate is selected from the range of rates available in wholesale currency markets (which vary each day), together with a margin.
+ If, following the debit of any monthly inactivity fee, the card fund balance is less than the fee, we will waive the difference.
Limits
| Description | Fee |
|---|---|
| Maximum (re)load and maximum total balance allowed on your card, at any one time (including all currencies)^^ | GB£5,000 |
| Maximum load and reload over 12 months (the most you can load onto all prepaid cards issued to you by us during any 12-month period, including all currencies) | GB£30,000 |
| Minimum load and reload | GB£50 |
| Withdrawing cash from ATMs (some operators may set their own limits) | GB£500 per 24hrs |
| Spending money in shops, restaurants etc. (some merchants may set their own limits) | GB£3,000 per 24hrs |
| Maximum number of additional cards | 1 |
| Card lifetime | See card for expiry date |
| Maximum number of tries when entering your PIN^^^ | Three in each 24-hour period |
| Maximum number of active accounts at any one time | 1 |
^^ The amount that can be loaded/reloaded will vary depending on which channel you choose, i.e. online, in store, telephone or internet banking.
^^^ If you’ve forgotten your travel money card PIN, you can contact us for a replacement.
Already got a card?
If you’ve already got a travel money card with us, login online or use the app to top up and manage your account.
Prefer to take foreign currency?
We can help with that too. With travel money bureaux all over the UK, it’s easy to find one near you. You can also order online for home delivery. There’s 0% commission, plus, if you’re a Nectar member, you’ll get better rates. ±
Travel tools and guides
Going on holiday?
Read our holiday checklist to help you create the perfect travel plan
Keeping your valuables safe abroad
Helpful tips on how to protect your valuables while you’re on holiday
Currency converter
Use our calculator to find out how much foreign currency you could get
Frequently Asked Questions
How does a Sainsbury's Bank Travel Money Card work?
Sainsbury’s Bank Travel Money Card is a chip and PIN protected prepaid Mastercard® currency card.
You can load multiple currencies onto it before you travel and then use it in millions of ATMs around the world displaying the Mastercard Acceptance Mark, to access your money quickly and safely. You can also pay for goods and services online and in-store.
Where can I use a Sainsbury's Bank Travel Money Card?
Your Sainsbury’s Bank Travel Money Card can be used to withdraw money from ATMs worldwide~ displaying the Mastercard® Acceptance Mark. All you need to do is to find your nearest ATM.
Alternatively, you can use the card to pay online and in stores around the world~.
You can use your Sainsbury’s Bank Travel Money Card in countries or areas with a different currency to those on your Card. The system will automatically convert your stored currency (-ies) to the local one. Please note that for any transactions in a currency different from the Currencies loaded on your Card, the funds available on the Card will be used in the following order of priority: GBP, EUR, USD, AUD, CAD, NZD, ZAR, TRY, CHF, AED, MXN, PLN, CZK, SEK and JPY at an exchange rate determined by Mastercard on the day the transaction is processed, increased by a percentage determined by us (see the Fees and Limits section for more details).
How do I download the Sainsbury’s Bank Travel Money Card app?
Search Sainsbury’s Bank Travel Money Card app in the Apple App Store or on Google Play.
How do I top up my Sainsbury's Bank Travel Money Card?
Even with a zero balance, your card is still valid (up to the expiry date printed on the front of the card), and you can reload it any time before your next trip##.
For information on how to reload your Sainsbury’s Bank Travel Money Card, please see the 'top up' section.
## Until card expiry and subject to reload limits (see Fees and Limits section).
What if an ATM asks for a six-digit PIN?
In some countries, you may be asked for a six-digit PIN when using an ATM.
Sainsbury’s Travel Money Card uses a standard four-digit PIN, which will still be accepted as normal if the ATM has been set up correctly in compliance with Mastercard regulations.
If you need assistance with any PIN issues, please call Card Services.
Can I get cash back with my Sainsbury's Bank Travel Money Card?
No, cash back is not available on a Sainsbury’s Bank Travel Money Card.
Terms and conditions
Sainsbury’s Bank Travel Money Card is issued by PrePay Technologies Limited pursuant to license by Mastercard International. PrePay Technologies Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900010) for the issuing of electronic money and payment instruments. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
* Nectar members receive better exchange rates on single purchase transactions of all available foreign currencies. Excludes travel money card home delivery orders and online reloads. Exchange rates may vary depending on whether you buy in store or online. You need to tell us your Nectar card number at the time of your transaction. We reserve the right to change or cancel this offer without notice.
Sainsbury's Bank Travel Money Card is issued by PrePay Technologies Limited pursuant to license by Mastercard International. PrePay Technologies Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900010) for the issuing of electronic money and payment instruments. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Apple and the Apple logo are trademarks of Apple Inc. registered in the U.S. and other countries. App Store is a service of Apple Inc. registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google LLC.